Zable - Mobile Finance

User Experience Report

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This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.

Highlights trends and insights

Helps you understand what matters most

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Zable - Mobile Finance

Top Insights This Week

This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.
It highlights trends and insights to help you understand what matters most.
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All Insights

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TOP INSIGHTS

A weekly roundup of Zable - Mobile Finance's key feedback

1

Interest Charges Confusion

Some users are confused about interest charges despite paying the minimum balance suggested by the app. Approximately 5% of users have reported this issue, indicating a need for clearer communication on payment requirements to avoid interest.

The app charged me interest even though I paid the suggested minimum balance.

2

App Functionality Issues

Several users experience app crashes and errors, making it difficult to use the service effectively. Around 10% of users have mentioned these technical issues, highlighting a need for app stability improvements.

The app crashes constantly, making it unusable.

3

Customer Service Accessibility

Users report difficulty reaching customer service, with some unable to get assistance when needed. Approximately 7% of users have expressed frustration over this, suggesting a need for more accessible support channels.

I can never get a hold of anyone in customer service.

4

Misleading Approval Process

Some users feel misled by the approval process, receiving lower credit limits or higher APRs than initially indicated. About 4% of users have experienced this discrepancy, indicating a need for more transparent communication during the approval process.

I was pre-approved for a higher limit but received a much lower one upon final approval.

COMPETITORS ANALYSIS

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#1 USERS CHOICE

Revolut
Revolut receives high praise for its ease of use, excellent exchange rates, and seamless international transactions. Users appreciate its modern features and the ability to manage multiple currencies, although some express concerns about customer service and dispute resolution.

#2 RUNNER UP

Zable - Mobile Finance
Zable receives mixed feedback, with many users praising its easy setup, user-friendly app, and helpful credit-building features. However, some users report issues with app functionality, customer service, and unexpected charges, leading to dissatisfaction.

#3 Straggler

Monzo
Monzo is appreciated for its user-friendly interface, innovative features like early access to funds, and strong customer service. However, some users report issues with account closures and app glitches, which can cause significant inconvenience.
Competitors Analysis
Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse.
Revolut
#1 Users Choice
Revolut receives high praise for its ease of use, excellent exchange rates, and seamless international transactions. Users appreciate its modern features and the ability to manage multiple currencies, although some express concerns about customer service and dispute resolution.
Zable - Mobile Finance
#2 Runner-up
Zable receives mixed feedback, with many users praising its easy setup, user-friendly app, and helpful credit-building features. However, some users report issues with app functionality, customer service, and unexpected charges, leading to dissatisfaction.
Monzo
#3 Straggler
Monzo is appreciated for its user-friendly interface, innovative features like early access to funds, and strong customer service. However, some users report issues with account closures and app glitches, which can cause significant inconvenience.

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Nuggets

Major Highlights of the Week

Interest Charges Confusion
Users are confused about interest charges despite paying the minimum balance as suggested by the app, leading to unexpected fees. This indicates a need for clearer communication on payment requirements and interest calculations.
I pay the minimum balance monthly, but still get charged interest without clear guidance on the app.
Recurring Payment Error
The app mistakenly sets up recurring payments when users intend to make one-off payments, causing frustration and potential financial issues. This highlights a critical flaw in the payment processing system that needs immediate attention.
I made a one-off payment, but the app set it as recurring without any indication.
Address Update Issue
Users are unable to change or update their address within the app, which is a basic functionality expected in financial applications. This limitation can lead to outdated information and potential security risks.
The app doesn't allow me to update my address, which is frustrating.
App Crashes
Frequent app crashes hinder users from accessing their accounts and managing their finances, leading to dissatisfaction and potential loss of trust. This suggests a need for improved app stability and performance.
The app crashes constantly, making it impossible to use.
Password Reset Loop
The app lacks a straightforward password reset process, trapping users in a loop and preventing account access. This issue highlights a significant gap in user experience and account security management.
I can't reset my password; the app just takes me in circles.
Biometric ID Failure
The biometric ID feature fails to work, causing inconvenience and security concerns for users trying to access their accounts. This indicates a need for a more reliable authentication system.
Biometric ID doesn't work, and I've tried numerous password combinations without success.
Nuggets

Major Highlights of the Week

Everything you need to know about user experience
Interest Charges Confusion
Users are confused about interest charges despite paying the minimum balance as suggested by the app, leading to unexpected fees. This indicates a need for clearer communication on payment requirements and interest calculations.
Recurring Payment Error
The app mistakenly sets up recurring payments when users intend to make one-off payments, causing frustration and potential financial issues. This highlights a critical flaw in the payment processing system that needs immediate attention.
Address Update Issue
Users are unable to change or update their address within the app, which is a basic functionality expected in financial applications. This limitation can lead to outdated information and potential security risks.
App Crashes
Frequent app crashes hinder users from accessing their accounts and managing their finances, leading to dissatisfaction and potential loss of trust. This suggests a need for improved app stability and performance.
Password Reset Loop
The app lacks a straightforward password reset process, trapping users in a loop and preventing account access. This issue highlights a significant gap in user experience and account security management.
Biometric ID Failure
The biometric ID feature fails to work, causing inconvenience and security concerns for users trying to access their accounts. This indicates a need for a more reliable authentication system.

Quotes of the week

Hear from some of the most impactful users to drive changes

The app is confusing and lacks transparency. I made a one-off payment, but it was processed as a recurring payment without any indication in the app. Also, I don't like that the app links to my bank account unnecessarily.
TSBored
I am paying my minimum balance every month as suggested, but I still get charged interest. The app doesn't clearly show how much I should pay at the end of the month, which is frustrating.
Rawsun1
The app is completely useless, and customer service is non-existent. I can't get any help, and the card isn't much better.
Arron Murphy

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The quotes of the week

Hear from some of the most impactful users to drive changes
The app is confusing and lacks transparency. I made a one-off payment, but it was processed as a recurring payment without any indication in the app. Also, I don't like that the app links to my bank account unnecessarily.
Candice Wu
App Store
I am paying my minimum balance every month as suggested, but I still get charged interest. The app doesn't clearly show how much I should pay at the end of the month, which is frustrating.
Kelly Williams
Google Play
The app is completely useless, and customer service is non-existent. I can't get any help, and the card isn't much better.
Koray Okumus
Google Play

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