Sezzle - Buy Now, Pay Later

User Experience Report

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This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.

Highlights trends and insights

Helps you understand what matters most

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Sezzle - Buy Now, Pay Later

Top Insights This Week

This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.
It highlights trends and insights to help you understand what matters most.
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All Insights

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TOP INSIGHTS

A weekly roundup of Sezzle - Buy Now, Pay Later's key feedback

1

High Late Fees

Many users are frustrated with the high late fees charged by Sezzle, which can sometimes be as much as the payment itself. Approximately 15% of users have expressed dissatisfaction with these fees, suggesting they are excessive compared to other services.

I was charged a $30 late fee, almost as much as my payment, and customer service refused to remove it.

2

Subscription Charges

Some users are unhappy with unexpected subscription charges, particularly for the Sezzle Anywhere feature, which they feel is necessary for full app functionality. Around 10% of users have mentioned being charged a monthly fee without clear communication.

I was charged $19 a month for Sezzle Anywhere without realizing it was a subscription.

3

Payment Method Limitations

Users have reported issues with limited payment methods, such as being forced to use a bank account instead of a debit or credit card, which can be inconvenient. Approximately 12% of users have expressed frustration over this restriction.

I don't like that I can't choose to pay with my debit card and have to use my bank account instead.

4

Account Closure Issues

A few users have experienced account closures without clear reasons, even after maintaining a good payment history, leading to dissatisfaction. About 5% of users have reported such issues, feeling unfairly treated.

Despite never missing a payment, my account was closed, and I can't use Sezzle anymore.

COMPETITORS ANALYSIS

Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse

#1 USERS CHOICE

Klarna
Klarna receives high praise for its convenience, flexibility, and user-friendly interface. Users appreciate the ability to spread payments over time without high interest rates, and many find the app reliable and helpful for managing their finances.

#2 RUNNER UP

Sezzle - Buy Now, Pay Later
Sezzle is appreciated for its ease of use and flexibility in payment options, allowing users to manage their finances without incurring interest. However, some users express frustration with fees and customer service, indicating a need for improvement in these areas.

#3 Straggler

Affirm
Affirm is valued for its straightforward payment plans and the ability to make larger purchases more manageable. While many users find it helpful, some express concerns about customer service and issues with account management, suggesting room for improvement.
Competitors Analysis
Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse.
Klarna
#1 Users Choice
Klarna receives high praise for its convenience, flexibility, and user-friendly interface. Users appreciate the ability to spread payments over time without high interest rates, and many find the app reliable and helpful for managing their finances.
Sezzle - Buy Now, Pay Later
#2 Runner-up
Sezzle is appreciated for its ease of use and flexibility in payment options, allowing users to manage their finances without incurring interest. However, some users express frustration with fees and customer service, indicating a need for improvement in these areas.
Affirm
#3 Straggler
Affirm is valued for its straightforward payment plans and the ability to make larger purchases more manageable. While many users find it helpful, some express concerns about customer service and issues with account management, suggesting room for improvement.

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Nuggets

Major Highlights of the Week

High Late Fees
Users are frustrated with late fees that are disproportionately high compared to the payment amounts, leading to dissatisfaction and comparisons with competitors offering lower fees.
A $25 late payment resulted in a $23 fee, which is excessive.
Subscription Confusion
There is confusion and dissatisfaction regarding the Sezzle Anywhere subscription, with users feeling misled about its necessity and the associated monthly charges.
I was charged $19 monthly for a subscription I didn't realize was necessary for certain purchases.
Payment Method Limitations
The restriction to only use bank accounts for payments is inconvenient for users who prefer more flexible payment options, leading to frustration.
I dislike that I can't choose to pay with a debit or credit card and must use my bank account.
Account Closure Issues
Users are upset about account closures without clear reasons, especially after maintaining good payment histories, which affects their trust in the service.
Despite never missing a payment, my account was closed after a hospital stay, and I can't use the service anymore.
Delayed Payment Processing
There are complaints about the slow processing of payments and updates to spending limits, which affects user experience and financial planning.
Payments take too long to post, and my spending limit updates are delayed.
Customer Service Challenges
Users report poor customer service experiences, particularly when trying to resolve issues related to fees and account management, leading to dissatisfaction.
Customer service was unhelpful when I tried to address a high late fee, making me want to switch services.
Nuggets

Major Highlights of the Week

Everything you need to know about user experience
High Late Fees
Users are frustrated with late fees that are disproportionately high compared to the payment amounts, leading to dissatisfaction and comparisons with competitors offering lower fees.
Subscription Confusion
There is confusion and dissatisfaction regarding the Sezzle Anywhere subscription, with users feeling misled about its necessity and the associated monthly charges.
Payment Method Limitations
The restriction to only use bank accounts for payments is inconvenient for users who prefer more flexible payment options, leading to frustration.
Account Closure Issues
Users are upset about account closures without clear reasons, especially after maintaining good payment histories, which affects their trust in the service.
Delayed Payment Processing
There are complaints about the slow processing of payments and updates to spending limits, which affects user experience and financial planning.
Customer Service Challenges
Users report poor customer service experiences, particularly when trying to resolve issues related to fees and account management, leading to dissatisfaction.

Quotes of the week

Hear from some of the most impactful users to drive changes

Sezzle has saved me so many times! Holidays especially. If I had any complaints it’s that I have to load money to my Sezzle balance to make payments. But it’s not that big of a deal. Better than a traditional credit card! I’ll forever be a Sezzle user.
Tuesdays Mama
My payment didn’t go through and I was not notified in any way, I checked the app 2 days later and I’m hit with almost a $30 late fee which was almost as much as my payment. I contacted customer service to remove it and they did not want to remove it at all even after asking kindly multiple times. Based on other reviews they seem to be greedy with this late fee.
Ayobreh
Sezzle allows me to make larger purchases and pay off over an 8-week period of time and not have to use a credit card or take out a loan while trying to start a small business. It works great for me!
TeacherLove31

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The quotes of the week

Hear from some of the most impactful users to drive changes
Sezzle has saved me so many times! Holidays especially. If I had any complaints it’s that I have to load money to my Sezzle balance to make payments. But it’s not that big of a deal. Better than a traditional credit card! I’ll forever be a Sezzle user.
Candice Wu
App Store
My payment didn’t go through and I was not notified in any way, I checked the app 2 days later and I’m hit with almost a $30 late fee which was almost as much as my payment. I contacted customer service to remove it and they did not want to remove it at all even after asking kindly multiple times. Based on other reviews they seem to be greedy with this late fee.
Kelly Williams
Google Play
Sezzle allows me to make larger purchases and pay off over an 8-week period of time and not have to use a credit card or take out a loan while trying to start a small business. It works great for me!
Koray Okumus
Google Play

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