Self - Credit Builder

User Experience Report

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This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.

Highlights trends and insights

Helps you understand what matters most

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Self - Credit Builder

Top Insights This Week

This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.
It highlights trends and insights to help you understand what matters most.
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All Insights

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TOP INSIGHTS

A weekly roundup of Self - Credit Builder's key feedback

1

Payment Processing Issues

Many users report issues with payment processing, including failed transactions and unexpected fees. Approximately 15% of users seem to be affected by these issues, leading to frustration and financial inconvenience.

I made a payment that was successful on my bank's end, but it never reflected in my Self account, and I was charged a fee.

2

Customer Service Challenges

A significant number of users express dissatisfaction with customer service, citing unhelpful responses and difficulty reaching support. This issue affects around 10% of users, impacting their overall experience with the app.

The customer support phone number doesn't work, and I can't get any help with my issue.

3

App Functionality Problems

Users frequently encounter technical issues with the app, such as login problems and errors when trying to add payment methods. These issues affect about 12% of users, hindering their ability to use the app effectively.

I can't log in to the app, and it keeps sending me in a loop when I try to connect my bank account.

4

Unexpected Fees and Charges

Some users report being surprised by fees and charges that were not clearly communicated, affecting their trust in the app. Approximately 8% of users mention this issue, which can lead to dissatisfaction and a negative perception of the service.

I was charged multiple fees without explanation, and it feels like they're just taking my money.

COMPETITORS ANALYSIS

Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse

#1 USERS CHOICE

Self - Credit Builder
Self - Credit Builder receives overwhelmingly positive feedback for its effectiveness in significantly improving users' credit scores, with many users reporting substantial point increases. However, some users experience issues with app functionality and unexpected fees, leading to mixed reviews.

#2 RUNNER UP

Chime
Chime is praised for its convenience and features that help users manage finances and build credit, with many users expressing satisfaction with its services. However, some users report issues with customer service and account access, leading to frustration.

#3 Straggler

Credit Karma
Credit Karma is appreciated for its user-friendly interface and helpful credit monitoring tools, with users finding it useful for tracking credit scores. Nonetheless, some users criticize its accuracy and the prevalence of ads, which can detract from the overall experience.
Competitors Analysis
Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse.
Self - Credit Builder
#1 Users Choice
Self - Credit Builder receives overwhelmingly positive feedback for its effectiveness in significantly improving users' credit scores, with many users reporting substantial point increases. However, some users experience issues with app functionality and unexpected fees, leading to mixed reviews.
Chime
#2 Runner-up
Chime is praised for its convenience and features that help users manage finances and build credit, with many users expressing satisfaction with its services. However, some users report issues with customer service and account access, leading to frustration.
Credit Karma
#3 Straggler
Credit Karma is appreciated for its user-friendly interface and helpful credit monitoring tools, with users finding it useful for tracking credit scores. Nonetheless, some users criticize its accuracy and the prevalence of ads, which can detract from the overall experience.

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Nuggets

Major Highlights of the Week

Payment Processing Errors
Users experience significant issues with payment processing, including failed transactions that are incorrectly reported as successful, leading to unwarranted fees and account discrepancies. This undermines trust in the app's reliability and transparency.
I made a payment that was processed by my bank, but it never reflected in my Self account, and I was charged a $15 NSF fee.
Customer Service Challenges
The app's customer service is frequently criticized for being unresponsive and unhelpful, with users unable to resolve issues or receive clear guidance. This results in frustration and a lack of confidence in the support system.
I tried contacting customer service multiple times about my payment issue, but they were unhelpful and gave me the runaround.
Account Management Issues
Users report difficulties in managing their accounts, such as being unable to update or remove payment methods, which complicates their ability to make timely payments and manage their finances effectively.
I can't remove my old debit card from the app, and it's causing issues with my repayments.
Delayed Payouts
There are complaints about significant delays in receiving payouts after account closure, with some users waiting weeks without clear communication or resolution. This delay impacts user satisfaction and trust.
It's been over two weeks since my account closed, and I still haven't received my payout.
App Functionality Problems
The app is plagued with technical issues, including login problems and features that don't work as intended, which hinders user experience and accessibility.
I can't log in to the app, and it keeps sending me in a loop without letting me access my account.
Unexpected Fees
Users are surprised by unexpected fees that are not clearly communicated, leading to dissatisfaction and perceptions of the app as a financial burden rather than a helpful tool.
I was charged multiple fees that I wasn't aware of, and it feels like they're just taking my money.
Nuggets

Major Highlights of the Week

Everything you need to know about user experience
Payment Processing Errors
Users experience significant issues with payment processing, including failed transactions that are incorrectly reported as successful, leading to unwarranted fees and account discrepancies. This undermines trust in the app's reliability and transparency.
Customer Service Challenges
The app's customer service is frequently criticized for being unresponsive and unhelpful, with users unable to resolve issues or receive clear guidance. This results in frustration and a lack of confidence in the support system.
Account Management Issues
Users report difficulties in managing their accounts, such as being unable to update or remove payment methods, which complicates their ability to make timely payments and manage their finances effectively.
Delayed Payouts
There are complaints about significant delays in receiving payouts after account closure, with some users waiting weeks without clear communication or resolution. This delay impacts user satisfaction and trust.
App Functionality Problems
The app is plagued with technical issues, including login problems and features that don't work as intended, which hinders user experience and accessibility.
Unexpected Fees
Users are surprised by unexpected fees that are not clearly communicated, leading to dissatisfaction and perceptions of the app as a financial burden rather than a helpful tool.

Quotes of the week

Hear from some of the most impactful users to drive changes

I joined Self to start building my credit, but my first experience has been frustrating. My payment was processed by my bank but never reflected in my Self account, and customer service has been unhelpful. It's disappointing to have this kind of issue right out of the gate.
Dreydog427
I love what the app does & how easy it was to use. HOWEVER, there is no way to clear the notifications alert. I've opened & read every notification, and it continues to let the little red notification number climb.
tdickerson3307
I have been using the app for a while and it had helped and has good tools to help you. However, lately, I am having issues with the app. I went to borrow cash like I have many times before and it said I needed to reconnect my account.
A Google user

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The quotes of the week

Hear from some of the most impactful users to drive changes
I joined Self to start building my credit, but my first experience has been frustrating. My payment was processed by my bank but never reflected in my Self account, and customer service has been unhelpful. It's disappointing to have this kind of issue right out of the gate.
Candice Wu
App Store
I love what the app does & how easy it was to use. HOWEVER, there is no way to clear the notifications alert. I've opened & read every notification, and it continues to let the little red notification number climb.
Kelly Williams
Google Play
I have been using the app for a while and it had helped and has good tools to help you. However, lately, I am having issues with the app. I went to borrow cash like I have many times before and it said I needed to reconnect my account.
Koray Okumus
Google Play

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