Scottish Widows

User Experience Report

Report Date

This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.

Highlights trends and insights

Helps you understand what matters most

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Scottish Widows

Top Insights This Week

This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.
It highlights trends and insights to help you understand what matters most.
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All Insights

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TOP INSIGHTS

A weekly roundup of Scottish Widows's key feedback

1

Login Issues

A significant number of users face difficulties logging into the app, with issues such as unrecognized emails and expired password reset links. Approximately 20% of users report these problems, leading to frustration and inability to access their accounts.

I can't log in, and the reset password link times out, making it impossible to reset.

2

Data Delays

Users are frustrated with the app's slow data updates, particularly regarding pension balances and contributions, which can take days to reflect changes. This affects around 15% of users, causing concerns about the app's reliability for real-time financial management.

The delay in data is around 24 hours, so my balance is actually yesterday’s closing balance.

3

Feature Limitations

Many users find the app lacking in essential features, such as viewing pension charges, accessing detailed fund performance, and making changes to investments. Approximately 25% of users express dissatisfaction with the app's limited functionality.

I can't see pension charges or change investments, making the app quite useless.

4

App Stability

The app's stability is a major concern, with frequent crashes and errors reported by users, making it unreliable for consistent use. About 10% of users experience these issues, which severely impact their ability to manage their finances through the app.

The app almost never works and crashes 99 out of 100 times.

COMPETITORS ANALYSIS

Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse

#1 USERS CHOICE

Aviva
Aviva receives positive feedback for its user-friendly interface and reliable performance, with users appreciating the ease of accessing their financial information and making transactions.

#2 RUNNER UP

Standard Life
Standard Life is praised for its comprehensive features and detailed financial insights, although some users mention occasional technical issues that need addressing.

#3 Straggler

Scottish Widows
Scottish Widows receives mixed feedback, with users appreciating the app's potential and helpful customer service, but many express frustration over frequent technical issues, login problems, and outdated features.
Competitors Analysis
Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse.
Aviva
#1 Users Choice
Aviva receives positive feedback for its user-friendly interface and reliable performance, with users appreciating the ease of accessing their financial information and making transactions.
Standard Life
#2 Runner-up
Standard Life is praised for its comprehensive features and detailed financial insights, although some users mention occasional technical issues that need addressing.
Scottish Widows
#3 Straggler
Scottish Widows receives mixed feedback, with users appreciating the app's potential and helpful customer service, but many express frustration over frequent technical issues, login problems, and outdated features.

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Nuggets

Major Highlights of the Week

Login Issues
Users face persistent login problems, with the app not recognizing valid credentials, leading to frustration and inability to access accounts. This issue is exacerbated by the app's failure to sync with existing account details.
I can't log in with my saved credentials, and the app doesn't recognize my email, making it impossible to access my account.
Data Delays
The app suffers from significant delays in updating financial data, with users reporting outdated balance information and slow processing of transactions. This lag undermines the app's utility for real-time financial management.
The app shows yesterday's balance, making it unreliable for timely financial decisions.
Feature Limitations
Key features such as viewing pension charges, changing investments, and accessing detailed fund performance are missing or difficult to use, limiting the app's functionality. Users find it challenging to perform basic financial management tasks.
I can't see pension charges or change investments, which makes the app feel incomplete.
Connectivity Failures
External account connections frequently fail to refresh, requiring users to repeatedly delete and re-add accounts, which is particularly problematic with certain providers. This disrupts the app's promise of a holistic financial view.
External accounts don't refresh properly, forcing me to constantly re-add them, especially with Marcus Goldman Sachs.
App Crashes
The app is prone to frequent crashes, severely impacting usability and reliability. Users report that the app fails to function consistently, despite being useful when operational.
The app crashes almost every time I try to use it, making it unreliable.
Inadequate Support
Users experience a lack of support during critical times, such as weekends, leaving them unable to resolve issues promptly. This gap in customer service leads to increased frustration and dissatisfaction.
I can't access my account on weekends, and there's no support available to help.
Nuggets

Major Highlights of the Week

Everything you need to know about user experience
Login Issues
Users face persistent login problems, with the app not recognizing valid credentials, leading to frustration and inability to access accounts. This issue is exacerbated by the app's failure to sync with existing account details.
Data Delays
The app suffers from significant delays in updating financial data, with users reporting outdated balance information and slow processing of transactions. This lag undermines the app's utility for real-time financial management.
Feature Limitations
Key features such as viewing pension charges, changing investments, and accessing detailed fund performance are missing or difficult to use, limiting the app's functionality. Users find it challenging to perform basic financial management tasks.
Connectivity Failures
External account connections frequently fail to refresh, requiring users to repeatedly delete and re-add accounts, which is particularly problematic with certain providers. This disrupts the app's promise of a holistic financial view.
App Crashes
The app is prone to frequent crashes, severely impacting usability and reliability. Users report that the app fails to function consistently, despite being useful when operational.
Inadequate Support
Users experience a lack of support during critical times, such as weekends, leaving them unable to resolve issues promptly. This gap in customer service leads to increased frustration and dissatisfaction.

Quotes of the week

Hear from some of the most impactful users to drive changes

The app is pretty useless, I have made a few changes to my pensions and wanted to check them but won’t recognise my password and when I go to reset it, the final message is link expired. Looks like it’s time to move my pensions.
Baggy-Boy64
I have less than my contributions and there is no breakdown of my losses/gains/fees. Surely a percentage is an MVP for any investment app? It is frustrating because some of the extra options you can do in app are quite advanced.
Geoooo1986
The app lacks any depth or detail, it’s outdated and lacks all of its competitors. No working graphs, no real-time prices, no historical data, no charts.
Stirchley02

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The quotes of the week

Hear from some of the most impactful users to drive changes
The app is pretty useless, I have made a few changes to my pensions and wanted to check them but won’t recognise my password and when I go to reset it, the final message is link expired. Looks like it’s time to move my pensions.
Candice Wu
App Store
I have less than my contributions and there is no breakdown of my losses/gains/fees. Surely a percentage is an MVP for any investment app? It is frustrating because some of the extra options you can do in app are quite advanced.
Kelly Williams
Google Play
The app lacks any depth or detail, it’s outdated and lacks all of its competitors. No working graphs, no real-time prices, no historical data, no charts.
Koray Okumus
Google Play

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