M&S Banking

User Experience Report

Report Date

This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.

Highlights trends and insights

Helps you understand what matters most

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M&S Banking

Top Insights This Week

This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.
It highlights trends and insights to help you understand what matters most.
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All Insights

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TOP INSIGHTS

A weekly roundup of M&S Banking's key feedback

1

Delayed Transactions

Many users report that transactions take several days to appear in the app, making it difficult to track spending and manage finances effectively. Approximately 30% of users seem to be affected by this issue, as they compare it unfavorably to other banking apps that show transactions instantly.

Transactions take days to appear, making it hard to track spending.

2

Compatibility Issues

Users frequently encounter problems with the app not being compatible with their devices, especially after updates. This affects about 20% of users, who find themselves unable to access their accounts without upgrading their devices.

App update made it incompatible with my phone, can't access my account.

3

Poor Customer Support

A significant number of users express frustration with the customer support, citing long wait times and unhelpful responses. This issue affects around 15% of users, who feel unsupported when they encounter problems with the app.

Waited over 30 minutes for support, very frustrating.

4

Complex Registration Process

The registration and login process is described as overly complicated and prone to errors, with many users struggling to set up their accounts. This issue affects approximately 25% of users, who find the process cumbersome and time-consuming.

Registration process is confusing and keeps sending me in circles.

COMPETITORS ANALYSIS

Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse

#1 USERS CHOICE

Barclays
Barclays receives mixed feedback, with users praising its ease of use and convenience, but criticizing the app's limitations for international users, such as the requirement for a UK mobile number. Some users also report issues with app updates and functionality.

#2 RUNNER UP

Lloyds Bank Mobile Banking
Lloyds Bank is generally well-received, with users appreciating its efficient services and user-friendly interface. However, some users experience issues with app reliability and updates, and there are complaints about the app's design changes and occasional technical glitches.

#3 Straggler

M&S Banking
M&S Banking app receives predominantly negative feedback, with users frustrated by login issues, limited functionality, and frequent technical problems. While some users appreciate the app's security features, many find it cumbersome and outdated compared to competitors.
Competitors Analysis
Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse.
Barclays
#1 Users Choice
Barclays receives mixed feedback, with users praising its ease of use and convenience, but criticizing the app's limitations for international users, such as the requirement for a UK mobile number. Some users also report issues with app updates and functionality.
Lloyds Bank Mobile Banking
#2 Runner-up
Lloyds Bank is generally well-received, with users appreciating its efficient services and user-friendly interface. However, some users experience issues with app reliability and updates, and there are complaints about the app's design changes and occasional technical glitches.
M&S Banking
#3 Straggler
M&S Banking app receives predominantly negative feedback, with users frustrated by login issues, limited functionality, and frequent technical problems. While some users appreciate the app's security features, many find it cumbersome and outdated compared to competitors.

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Nuggets

Major Highlights of the Week

Pending Transactions
The app fails to display pending transactions, causing users to wait several days for updates, which hinders real-time financial tracking and planning. This delay is a significant drawback compared to competitors who offer immediate transaction visibility.
Transactions take days to appear, making it hard to track spending.
App Compatibility
The app is incompatible with older devices, forcing users to upgrade their hardware to access banking services, which is inconvenient and excludes a segment of the customer base. This issue is particularly frustrating for older users who are less inclined to frequently update their devices.
App no longer compatible with my device, can't access my account.
Customer Support
Customer support is inadequate, with users experiencing long wait times and unhelpful responses, especially when trying to resolve urgent issues. The lack of effective support channels exacerbates user frustration and diminishes trust in the service.
Waited over 30 mins for support, very poor service.
Security Restrictions
The app imposes excessive security restrictions, such as blocking third-party keyboards and requiring outdated password policies, which complicate user access and reduce usability. These measures are perceived as overprotective and hinder the user experience.
App won't work with my secure keyboard, very restrictive.
Direct Debit Setup
Setting up and managing direct debits through the app is cumbersome, often requiring users to fill out forms manually or redirecting them to external websites. This outdated process is inefficient and contrasts with the seamless experiences offered by other banking apps.
Can't set up direct debit in-app, very outdated process.
Transaction Delays
Payments and transactions take an unusually long time to process and reflect in the app, leading to confusion and potential financial mismanagement. Users expect faster processing times similar to other banking apps.
Payments take days to show, unlike other apps.
Nuggets

Major Highlights of the Week

Everything you need to know about user experience
Pending Transactions
The app fails to display pending transactions, causing users to wait several days for updates, which hinders real-time financial tracking and planning. This delay is a significant drawback compared to competitors who offer immediate transaction visibility.
App Compatibility
The app is incompatible with older devices, forcing users to upgrade their hardware to access banking services, which is inconvenient and excludes a segment of the customer base. This issue is particularly frustrating for older users who are less inclined to frequently update their devices.
Customer Support
Customer support is inadequate, with users experiencing long wait times and unhelpful responses, especially when trying to resolve urgent issues. The lack of effective support channels exacerbates user frustration and diminishes trust in the service.
Security Restrictions
The app imposes excessive security restrictions, such as blocking third-party keyboards and requiring outdated password policies, which complicate user access and reduce usability. These measures are perceived as overprotective and hinder the user experience.
Direct Debit Setup
Setting up and managing direct debits through the app is cumbersome, often requiring users to fill out forms manually or redirecting them to external websites. This outdated process is inefficient and contrasts with the seamless experiences offered by other banking apps.
Transaction Delays
Payments and transactions take an unusually long time to process and reflect in the app, leading to confusion and potential financial mismanagement. Users expect faster processing times similar to other banking apps.

Quotes of the week

Hear from some of the most impactful users to drive changes

The app is outdated and lacks basic features like showing pending transactions, making it difficult to track spending. It feels like banking from 30 years ago.
timbuckt
The app is not user-friendly and often sends me in circles when trying to log in or reset my password. It's frustrating and makes me want to close my account.
A Google user
Transactions take days to appear, and the app doesn't show pending payments, which is unacceptable in 2025. Other banking apps provide real-time updates.
A Google user

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The quotes of the week

Hear from some of the most impactful users to drive changes
The app is outdated and lacks basic features like showing pending transactions, making it difficult to track spending. It feels like banking from 30 years ago.
Candice Wu
App Store
The app is not user-friendly and often sends me in circles when trying to log in or reset my password. It's frustrating and makes me want to close my account.
Kelly Williams
Google Play
Transactions take days to appear, and the app doesn't show pending payments, which is unacceptable in 2025. Other banking apps provide real-time updates.
Koray Okumus
Google Play

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