Cleo

User Experience Report

Report Date

This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.

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Cleo

Top Insights This Week

This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.
It highlights trends and insights to help you understand what matters most.
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All Insights

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TOP INSIGHTS

A weekly roundup of Cleo's key feedback

1

Customer Support Issues

Many users express frustration with Cleo's customer support, particularly the inability to reach a human representative and reliance on ineffective AI bots. Approximately 30% of users report difficulties in resolving issues due to poor customer service.

I was double charged for my subscription and now I can only talk to AI or a bot and not a human to fix the issue!

2

Subscription and Fees

Users are dissatisfied with the subscription model and associated fees, feeling misled by the need to pay upfront for services that don't meet expectations. Around 25% of users mention unexpected charges and the lack of value for the subscription cost.

I subscribed for $5.99 to get a cash advance, but I couldn't even complete the request and lost my money.

3

Cash Advance Limitations

There are complaints about the cash advance feature, with users experiencing reduced advance amounts despite timely repayments. Approximately 20% of users feel trapped by the app's lending practices, which they compare to predatory lending.

They give you a higher advance then when you pay it back the next offer a smaller advance.

4

Technical Glitches

Technical issues, such as app crashes and connectivity problems, are a common complaint, affecting about 15% of users. These glitches hinder the app's functionality, leading to user dissatisfaction.

The app doesn't work half the time and it's impossible to get a hold of someone if you actually need help.

"Anecdote treats all of our unstructured customer feedback like true data. Their NLP models pick up on sentiment and sort it into categories. We can search everything instantly, see the numbers, and even build our own customizable feedback dashboards."

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Director of Product and Design Operations, Grubhub

COMPETITORS ANALYSIS

Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse

#1 USERS CHOICE

YNAB
YNAB receives overwhelmingly positive feedback for its comprehensive budgeting features and user-friendly interface. Users appreciate the app's ability to transform their financial habits and provide peace of mind, although some mention a learning curve and occasional technical issues.

#2 RUNNER UP

Cleo
Cleo garners mixed reviews, with users praising its interactive and fun approach to budgeting and cash advances. However, some users express frustration with customer service, technical glitches, and unexpected charges, leading to a polarized user experience.

#3 Straggler

Mint
Mint is appreciated for its cost-effectiveness and straightforward billing system, with users highlighting its ease of use and helpful customer service. However, some users report issues with network reliability and unexpected fees, impacting their overall satisfaction.

Go from analysis to action-ready insights, fast.

Competitors Analysis
Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse.
YNAB
#1 Users Choice
YNAB receives overwhelmingly positive feedback for its comprehensive budgeting features and user-friendly interface. Users appreciate the app's ability to transform their financial habits and provide peace of mind, although some mention a learning curve and occasional technical issues.
Cleo
#2 Runner-up
Cleo garners mixed reviews, with users praising its interactive and fun approach to budgeting and cash advances. However, some users express frustration with customer service, technical glitches, and unexpected charges, leading to a polarized user experience.
Mint
#3 Straggler
Mint is appreciated for its cost-effectiveness and straightforward billing system, with users highlighting its ease of use and helpful customer service. However, some users report issues with network reliability and unexpected fees, impacting their overall satisfaction.

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Nuggets

Major Highlights of the Week

Subscription Confusion
Users are frustrated with unexpected subscription charges and the inability to unsubscribe easily, leading to financial strain. The app's subscription model is perceived as misleading, with users feeling trapped into paying fees without receiving promised services.
I canceled my subscription but Cleo still charged me $5.99, and I can't get a refund or unsubscribe.
Customer Support Issues
The lack of effective customer support, with users unable to reach human representatives, is a major pain point. The reliance on AI bots that provide generic responses exacerbates user frustration, especially when dealing with financial discrepancies.
I was double charged and couldn't reach a real person to resolve the issue, only the AI bot.
Cash Advance Limitations
Users are dissatisfied with the cash advance feature, citing lower-than-expected amounts and inconsistent eligibility criteria. The app's promise of higher advances is often unmet, leading to disappointment and financial inconvenience.
Technical Glitches
Frequent app crashes and technical issues prevent users from accessing services, causing significant inconvenience. These glitches undermine trust in the app's reliability, especially when users are in urgent need of financial assistance.
The app keeps crashing and won't let me log in, making it impossible to access my account.
Misleading Advertising
Users feel misled by the app's advertising, which promises services that are not delivered, such as cash advances without hidden fees. This has led to accusations of false advertising and a loss of trust in the app's integrity.
The app promised a $250 advance, but I only got $30 after paying a subscription fee.
Bank Connection Issues
Users experience difficulties linking their bank accounts, which hinders their ability to use the app's financial services. The reliance on Plaid for bank verification is problematic for users whose banks are not supported, leading to frustration.
Nuggets

Major Highlights of the Week

Everything you need to know about user experience
Subscription Confusion
Users are frustrated with unexpected subscription charges and the inability to unsubscribe easily, leading to financial strain. The app's subscription model is perceived as misleading, with users feeling trapped into paying fees without receiving promised services.
Customer Support Issues
The lack of effective customer support, with users unable to reach human representatives, is a major pain point. The reliance on AI bots that provide generic responses exacerbates user frustration, especially when dealing with financial discrepancies.
Cash Advance Limitations
Users are dissatisfied with the cash advance feature, citing lower-than-expected amounts and inconsistent eligibility criteria. The app's promise of higher advances is often unmet, leading to disappointment and financial inconvenience.
Technical Glitches
Frequent app crashes and technical issues prevent users from accessing services, causing significant inconvenience. These glitches undermine trust in the app's reliability, especially when users are in urgent need of financial assistance.
Misleading Advertising
Users feel misled by the app's advertising, which promises services that are not delivered, such as cash advances without hidden fees. This has led to accusations of false advertising and a loss of trust in the app's integrity.
Bank Connection Issues
Users experience difficulties linking their bank accounts, which hinders their ability to use the app's financial services. The reliance on Plaid for bank verification is problematic for users whose banks are not supported, leading to frustration.

Quotes of the week

Hear from some of the most impactful users to drive changes

The app's customer service is almost impossible to reach, and the AI bot is unhelpful, taking users in circles without resolution. It's frustrating and not worth the hassle.
Bushstank
Cleo's cash advance feature is misleading. They charge a subscription fee upfront, and the actual advance amount is much lower than advertised. It's a waste of money and time.
MichelleCarerra
The app used to be reliable, but recent updates have made it glitchy and slow. It's difficult to log in, and customer support is unresponsive.
A Google user

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The quotes of the week

Hear from some of the most impactful users to drive changes
The app's customer service is almost impossible to reach, and the AI bot is unhelpful, taking users in circles without resolution. It's frustrating and not worth the hassle.
Candice Wu
App Store
Cleo's cash advance feature is misleading. They charge a subscription fee upfront, and the actual advance amount is much lower than advertised. It's a waste of money and time.
Kelly Williams
Google Play
The app used to be reliable, but recent updates have made it glitchy and slow. It's difficult to log in, and customer support is unresponsive.
Koray Okumus
Google Play

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