Cleo

User Experience Report

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This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.

Highlights trends and insights

Helps you understand what matters most

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Cleo

Top Insights This Week

This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.
It highlights trends and insights to help you understand what matters most.
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All Insights

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TOP INSIGHTS

A weekly roundup of Cleo's key feedback

1

Verification Issues

A significant number of users, approximately 15%, report difficulties in verifying their details for accessing app features like cash advances. This issue often leads to frustration as users are unable to utilize the services they paid for, despite providing correct information.

I can't verify my details for the cash advance, and the app won't help fix it.

2

Loading Problems

Around 20% of users experience persistent loading and connection issues, making the app unusable at times. These technical problems hinder users from accessing their accounts and services, leading to dissatisfaction.

The app won't load, and I'm stuck waiting for a connection despite having good internet.

3

Inconsistent Advances

Approximately 10% of users are frustrated by the fluctuating amounts of cash advances offered, which do not align with their expectations or previous experiences. This inconsistency causes confusion and dissatisfaction among users.

My cash advance amount keeps changing unpredictably, which is very frustrating.

4

Subscription Charges

About 12% of users report issues with unexpected subscription charges and difficulties in canceling subscriptions. This leads to financial inconvenience and a lack of trust in the app's billing practices.

I was charged for a subscription I didn't want, and it's hard to cancel.

COMPETITORS ANALYSIS

Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse

#1 USERS CHOICE

Mint
Mint receives mixed feedback, with users praising its cost-effectiveness and user-friendly interface, but criticizing issues with app stability and customer service. Some users report problems with logging in and connectivity, while others appreciate the savings and service quality.

#2 RUNNER UP

Cleo
Cleo has a polarizing reception, with users appreciating its interactive AI and financial insights, but many express frustration over app performance issues, misleading cash advance features, and poor customer service. While some find it helpful for budgeting and credit building, others are dissatisfied with subscription fees and technical glitches.

#3 Straggler

Cleo
YNAB is praised for its robust budgeting features and effectiveness in financial management, but users are frustrated with frequent app updates that complicate usability. The app's high subscription cost and issues with bank syncing also draw criticism, though many still find it valuable for long-term budgeting.
Competitors Analysis
Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse.
Mint
#1 Users Choice
Mint receives mixed feedback, with users praising its cost-effectiveness and user-friendly interface, but criticizing issues with app stability and customer service. Some users report problems with logging in and connectivity, while others appreciate the savings and service quality.
Cleo
#2 Runner-up
Cleo has a polarizing reception, with users appreciating its interactive AI and financial insights, but many express frustration over app performance issues, misleading cash advance features, and poor customer service. While some find it helpful for budgeting and credit building, others are dissatisfied with subscription fees and technical glitches.
Cleo
#3 Straggler
YNAB is praised for its robust budgeting features and effectiveness in financial management, but users are frustrated with frequent app updates that complicate usability. The app's high subscription cost and issues with bank syncing also draw criticism, though many still find it valuable for long-term budgeting.

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Nuggets

Major Highlights of the Week

Verification Issues
Users face difficulties verifying their details for cash advances, despite having paid subscription fees, leading to frustration and app deletion. The AI's inability to recognize correct personal information exacerbates the issue.
I can't verify my details for the advance, and the AI says I'm not a person.
Subscription Refunds
Cleo does not provide refunds for canceled subscriptions, causing dissatisfaction among users who feel unfairly charged. This lack of refund policy leads to negative perceptions and app abandonment.
They don't give refunds if you cancel your subscription and then they charge you for it.
Address Recognition
The app fails to recognize users' addresses even when they match bank records, resulting in unresolved technical issues and account deletions. This persistent error undermines user trust and satisfaction.
The app failed to recognize my address, and tech support couldn't resolve it.
Loading and Performance
Frequent app loading issues and slow performance hinder user experience, making the app unusable at times. These technical problems lead to user frustration and potential loss of customers.
The app's load times and performance are getting worse, making it unusable.
Advance Amount Fluctuations
Users experience unpredictable fluctuations in cash advance amounts, which do not align with their financial status or repayment history. This inconsistency causes confusion and dissatisfaction.
My advance amount goes up and down like a roller coaster, very frustrating.
Customer Support Access
Limited access to live customer support and reliance on AI chatbots leave users feeling unsupported, especially when facing urgent issues. This lack of human interaction diminishes user confidence in the service.
Impossible to get it fixed because you can NEVER talk to a live person, only the chat bot.
Nuggets

Major Highlights of the Week

Everything you need to know about user experience
Verification Issues
Users face difficulties verifying their details for cash advances, despite having paid subscription fees, leading to frustration and app deletion. The AI's inability to recognize correct personal information exacerbates the issue.
Subscription Refunds
Cleo does not provide refunds for canceled subscriptions, causing dissatisfaction among users who feel unfairly charged. This lack of refund policy leads to negative perceptions and app abandonment.
Address Recognition
The app fails to recognize users' addresses even when they match bank records, resulting in unresolved technical issues and account deletions. This persistent error undermines user trust and satisfaction.
Loading and Performance
Frequent app loading issues and slow performance hinder user experience, making the app unusable at times. These technical problems lead to user frustration and potential loss of customers.
Advance Amount Fluctuations
Users experience unpredictable fluctuations in cash advance amounts, which do not align with their financial status or repayment history. This inconsistency causes confusion and dissatisfaction.
Customer Support Access
Limited access to live customer support and reliance on AI chatbots leave users feeling unsupported, especially when facing urgent issues. This lack of human interaction diminishes user confidence in the service.

Quotes of the week

Hear from some of the most impactful users to drive changes

Cleo is unique, helpful, and seems to be committed to improving. The app is user-friendly and though it is AI heavy, I was able to speak with real humans quickly and easily when an issue arose. The issue was resolved promptly and I felt that the service staff were professional and genuinely cared about my experience.
ohamiboringyou
I am unable to use most of the app's features or verify my details for the advance. My subscription fee was debited but I have yet to receive any help fixing any issue or verifying identity. Don’t waste your time with this app, certainly deleting app and canceling subscription.
irvpd
This app failed numerous times to recognize my address is exactly the same as what I have registered with my bank. The tech support couldn't give me a proper reason why this error cannot be resolved. Unfortunately, I deleted my account and don’t recommend them anymore.
SoCalSunNSurf

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The quotes of the week

Hear from some of the most impactful users to drive changes
Cleo is unique, helpful, and seems to be committed to improving. The app is user-friendly and though it is AI heavy, I was able to speak with real humans quickly and easily when an issue arose. The issue was resolved promptly and I felt that the service staff were professional and genuinely cared about my experience.
Candice Wu
App Store
I am unable to use most of the app's features or verify my details for the advance. My subscription fee was debited but I have yet to receive any help fixing any issue or verifying identity. Don’t waste your time with this app, certainly deleting app and canceling subscription.
Kelly Williams
Google Play
This app failed numerous times to recognize my address is exactly the same as what I have registered with my bank. The tech support couldn't give me a proper reason why this error cannot be resolved. Unfortunately, I deleted my account and don’t recommend them anymore.
Koray Okumus
Google Play

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