Current

User Experience Report

Report Date

This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.

Highlights trends and insights

Helps you understand what matters most

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Current

Top Insights This Week

This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.
It highlights trends and insights to help you understand what matters most.
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All Insights

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TOP INSIGHTS

A weekly roundup of Current's key feedback

1

Customer Support Issues

A significant number of users, approximately 15%, report dissatisfaction with Current's customer support, citing slow response times and unhelpful interactions. Users express frustration with the 'chat with us' feature being non-functional and the support team providing scripted responses without solutions.

The 'chat with us' feature is non-functional, and support is unhelpful, leading me to use my CHIME cards more often.

2

Account and Fund Access Problems

Around 10% of users experience issues with accessing their funds, with complaints about money being held in 'reserved funds' and account closures without clear communication. This creates a sense of financial instability and distrust among users.

Current holds my money in 'reserved funds' without access, creating a false sense of financial freedom.

3

Feature Limitations for Teens

Approximately 5% of users, particularly teenagers, feel limited by the app's features, expressing a desire for more functionalities similar to adult accounts, such as early direct deposit and consistent card designs.

As a teen, I wish Current offered more features like early direct deposit and consistent card designs with adult accounts.

4

Delayed Transactions and Refunds

About 8% of users report delays in transaction processing and refunds, with failed transactions taking up to five days to resolve. This delay causes inconvenience and dissatisfaction, prompting some users to consider switching to other banking services.

Refunds and failed transactions take up to five days to resolve, which is frustrating and inconvenient.

COMPETITORS ANALYSIS

Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse

#1 USERS CHOICE

Chime
Chime receives high praise for its user-friendly features, such as fee-free overdrafts and early direct deposits. Users appreciate the convenience and reliability, although some express concerns about customer service and dispute resolution.

#2 RUNNER UP

Current
Current is well-regarded for its efficient banking services, including fast direct deposits and credit-building features. However, users have mixed experiences with customer support and some technical issues, leading to both high praise and significant criticism.

#3 Straggler

Varo
Varo is appreciated for its high interest rates and easy-to-use app, but many users report issues with customer service and account access. The bank's reliability is questioned due to frequent technical problems and inconsistent service.
Competitors Analysis
Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse.
Chime
#1 Users Choice
Chime receives high praise for its user-friendly features, such as fee-free overdrafts and early direct deposits. Users appreciate the convenience and reliability, although some express concerns about customer service and dispute resolution.
Current
#2 Runner-up
Current is well-regarded for its efficient banking services, including fast direct deposits and credit-building features. However, users have mixed experiences with customer support and some technical issues, leading to both high praise and significant criticism.
Varo
#3 Straggler
Varo is appreciated for its high interest rates and easy-to-use app, but many users report issues with customer service and account access. The bank's reliability is questioned due to frequent technical problems and inconsistent service.

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Nuggets

Major Highlights of the Week

Delayed Support
Users experience significant delays in receiving responses from customer support, with some features like the 'chat with us' being non-functional. This lack of timely assistance is causing frustration and driving users to consider alternative banking options.
The 'chat with us' feature is non-existent, and email responses take days, making support atrocious.
Account Closure Issues
Accounts are being closed without clear communication or resolution, leaving users unable to access their funds. This abrupt closure process is causing severe financial distress and operational challenges for users.
My account was closed without explanation, and I can't access my funds, affecting my business operations.
Unpredictable Limits
Users face unexpected changes in their cash advance and overdraft limits without prior notice, disrupting their financial planning. This inconsistency in service terms is perceived as unreliable and potentially harmful.
My cash advance limit dropped from $600 to $50 without warning, despite no changes in my financial behavior.
Feature Availability
Certain features like paycheck advance are not available in all regions, leading to dissatisfaction among users who feel excluded. This regional limitation is not clearly communicated, resulting in unmet expectations.
Being in Washington, DC, I can't access the paycheck advance feature, which is disappointing.
Pending Transactions
Refunds and failed transactions are held in pending status for extended periods, causing cash flow issues for users. This delay in transaction processing is seen as inefficient and inconvenient.
Failed transactions hold my money in pending for 5 days, which is unacceptable.
Direct Deposit Issues
Direct deposit links are frequently disconnecting, preventing users from accessing features like pay advances. This technical instability is rendering the app unreliable for users seeking consistent service.
My direct deposit keeps unlinking, making the app useless for pay advances.
Nuggets

Major Highlights of the Week

Everything you need to know about user experience
Delayed Support
Users experience significant delays in receiving responses from customer support, with some features like the 'chat with us' being non-functional. This lack of timely assistance is causing frustration and driving users to consider alternative banking options.
Account Closure Issues
Accounts are being closed without clear communication or resolution, leaving users unable to access their funds. This abrupt closure process is causing severe financial distress and operational challenges for users.
Unpredictable Limits
Users face unexpected changes in their cash advance and overdraft limits without prior notice, disrupting their financial planning. This inconsistency in service terms is perceived as unreliable and potentially harmful.
Feature Availability
Certain features like paycheck advance are not available in all regions, leading to dissatisfaction among users who feel excluded. This regional limitation is not clearly communicated, resulting in unmet expectations.
Pending Transactions
Refunds and failed transactions are held in pending status for extended periods, causing cash flow issues for users. This delay in transaction processing is seen as inefficient and inconvenient.
Direct Deposit Issues
Direct deposit links are frequently disconnecting, preventing users from accessing features like pay advances. This technical instability is rendering the app unreliable for users seeking consistent service.

Quotes of the week

Hear from some of the most impactful users to drive changes

The app is great for building credit and managing finances, but the customer support is slow and unhelpful, making it frustrating to resolve issues.
Loco McCloud
I love the app for its features like early direct deposit and credit building, but the paycheck advance feature is not available in Washington, DC, which is disappointing.
Bellodaly
I used to love Current for its features like card locking and merchant blocking, but now unauthorized charges go through, and disputes are not resolved properly, causing me to lose money.
Hidingout78

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The quotes of the week

Hear from some of the most impactful users to drive changes
The app is great for building credit and managing finances, but the customer support is slow and unhelpful, making it frustrating to resolve issues.
Candice Wu
App Store
I love the app for its features like early direct deposit and credit building, but the paycheck advance feature is not available in Washington, DC, which is disappointing.
Kelly Williams
Google Play
I used to love Current for its features like card locking and merchant blocking, but now unauthorized charges go through, and disputes are not resolved properly, causing me to lose money.
Koray Okumus
Google Play

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