Current

User Experience Report

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This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.

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Current

Top Insights This Week

This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.
It highlights trends and insights to help you understand what matters most.
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All Insights

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TOP INSIGHTS

A weekly roundup of Current's key feedback

1

Customer Support Issues

A significant number of users express frustration with Current's customer support, citing slow response times, lack of live support, and unhelpful automated responses. Approximately 15% of users seem affected by these issues, leading to dissatisfaction and trust issues with the service.

Customer support is unresponsive and only provides copy-paste replies, making it difficult to resolve issues.

2

Paycheck Advance Limitations

Many users are dissatisfied with the paycheck advance feature, reporting unexpected reductions in their advance limits without clear explanations. This issue affects around 10% of users, causing financial strain and leading some to consider switching to other banking services.

My paycheck advance limit was suddenly reduced from $750 to $50, leaving me unable to cover my expenses.

3

Fraud and Dispute Handling

Users report issues with fraud protection and dispute resolution, with claims of unauthorized transactions not being adequately addressed. This affects about 8% of users, leading to concerns about the security and reliability of the banking service.

Fraudulent charges were not reversed despite providing proof, and the dispute process is ineffective.

4

Direct Deposit and Feature Access

Some users experience problems with direct deposit recognition, which affects their ability to access certain features like paycheck advances. Approximately 7% of users report these issues, which can lead to frustration and a lack of confidence in the app's functionality.

Despite setting up direct deposit, the app keeps asking me to set it up again, blocking access to features.

"Anecdote treats all of our unstructured customer feedback like true data. Their NLP models pick up on sentiment and sort it into categories. We can search everything instantly, see the numbers, and even build our own customizable feedback dashboards."

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Director of Product and Design Operations, Grubhub

COMPETITORS ANALYSIS

Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse

#1 USERS CHOICE

Current
Current receives a mix of feedback, with many users praising its convenience, fast direct deposits, and helpful features like savings pods and overdraft protection. However, some users report issues with customer service, app functionality, and account access, leading to frustration.

#2 RUNNER UP

Desert Financial
Desert Financial users appreciate the app's basic functionality and improvements over time, but many express dissatisfaction with technical issues, such as app crashes and login problems. The lack of certain features like Zelle integration and poor customer service also contribute to user frustration.

#3 Straggler

Venmo
Venmo faces significant criticism for poor customer service, security issues, and account access problems. Users frequently report difficulties with transactions, account verification, and resolving disputes, leading to a lack of trust in the platform.

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Competitors Analysis
Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse.
Current
#1 Users Choice
Current receives a mix of feedback, with many users praising its convenience, fast direct deposits, and helpful features like savings pods and overdraft protection. However, some users report issues with customer service, app functionality, and account access, leading to frustration.
Desert Financial
#2 Runner-up
Desert Financial users appreciate the app's basic functionality and improvements over time, but many express dissatisfaction with technical issues, such as app crashes and login problems. The lack of certain features like Zelle integration and poor customer service also contribute to user frustration.
Venmo
#3 Straggler
Venmo faces significant criticism for poor customer service, security issues, and account access problems. Users frequently report difficulties with transactions, account verification, and resolving disputes, leading to a lack of trust in the platform.

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Nuggets

Major Highlights of the Week

Paycheck Advance Issues
Users experience sudden reductions in their paycheck advance limits without clear explanations, causing financial strain. This inconsistency undermines trust and reliability in the app's financial services.
I was at a $750 advance, but it suddenly dropped to $50 without notice, leaving me unable to pay bills.
Customer Support Frustrations
The app's customer support is criticized for being unresponsive and providing generic, scripted responses, which fails to resolve user issues effectively. This lack of personalized assistance leads to dissatisfaction and distrust.
Customer support just repeats the same script and doesn't solve my problem.
Fraud and Dispute Handling
Users report inadequate handling of fraud disputes, with claims being denied despite providing evidence, leading to financial losses. This raises concerns about the app's security measures and dispute resolution processes.
My dispute was denied even after submitting a police report for fraudulent charges.
Direct Deposit Confusion
There is confusion and frustration over the requirement for direct deposit to access certain features, which is not clearly communicated upfront. This leads to unmet expectations and perceptions of misleading advertising.
I can't get a cash advance without setting up direct deposit, which wasn't clear initially.
Account Access Issues
Users face difficulties accessing their accounts due to login issues, often related to phone number changes or app errors, causing inconvenience and potential financial disruption.
I can't log in after changing my phone number, and support hasn't helped.
Inconsistent Feature Availability
Features like cash advances and overdraft protection are inconsistently available, with users experiencing unexpected changes in eligibility, leading to frustration and financial planning challenges.
My overdraft protection was removed without explanation, affecting my budgeting.
Nuggets

Major Highlights of the Week

Everything you need to know about user experience
Paycheck Advance Issues
Users experience sudden reductions in their paycheck advance limits without clear explanations, causing financial strain. This inconsistency undermines trust and reliability in the app's financial services.
Customer Support Frustrations
The app's customer support is criticized for being unresponsive and providing generic, scripted responses, which fails to resolve user issues effectively. This lack of personalized assistance leads to dissatisfaction and distrust.
Fraud and Dispute Handling
Users report inadequate handling of fraud disputes, with claims being denied despite providing evidence, leading to financial losses. This raises concerns about the app's security measures and dispute resolution processes.
Direct Deposit Confusion
There is confusion and frustration over the requirement for direct deposit to access certain features, which is not clearly communicated upfront. This leads to unmet expectations and perceptions of misleading advertising.
Account Access Issues
Users face difficulties accessing their accounts due to login issues, often related to phone number changes or app errors, causing inconvenience and potential financial disruption.
Inconsistent Feature Availability
Features like cash advances and overdraft protection are inconsistently available, with users experiencing unexpected changes in eligibility, leading to frustration and financial planning challenges.

Quotes of the week

Hear from some of the most impactful users to drive changes

I've been using Current for several months now, and everything about it has convinced me there is no other app I'd rather trust with my money.
Joknotor
This app/bank has progressively gotten worse over the last year. Between having fraud on my card and being told they wouldn’t do anything about it to now rejecting mobile check deposits without explanation.
Chandler Belden-West
I love Current, but they really need to give everyone more in the overdraft and fix the payday advance. My advance hasn't been working for a while now, even though I get my SSI deposited here.
A Google user

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The quotes of the week

Hear from some of the most impactful users to drive changes
I've been using Current for several months now, and everything about it has convinced me there is no other app I'd rather trust with my money.
Candice Wu
App Store
This app/bank has progressively gotten worse over the last year. Between having fraud on my card and being told they wouldn’t do anything about it to now rejecting mobile check deposits without explanation.
Kelly Williams
Google Play
I love Current, but they really need to give everyone more in the overdraft and fix the payday advance. My advance hasn't been working for a while now, even though I get my SSI deposited here.
Koray Okumus
Google Play

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