Many users report discrepancies between the credit scores shown in the app and those from other sources, with some noting differences of up to 100 points. This issue affects approximately 20% of users, leading to mistrust in the app's reliability for financial decisions.

Credit Karma shows my score as 740, but when I applied for a car loan, it was actually 650.

Users frequently experience misleading 'excellent' approval odds for credit cards and loans, only to be denied, which negatively impacts their credit scores. This affects around 15% of users, causing frustration and skepticism about the app's recommendations.

I applied for a credit card with 'outstanding' approval odds and got denied, which hurt my credit score.

The app is criticized for sending excessive and irrelevant notifications, prompting users to enable notifications repeatedly. This issue affects about 10% of users, leading to annoyance and some users uninstalling the app.

Every time I open the app, it nags me to turn on notifications, which is very frustrating.

Users face difficulties accessing their accounts due to verification problems, especially after changing phone numbers or emails. This affects approximately 8% of users, resulting in locked accounts and inability to manage their financial information.

I can't log in because it won't verify my new phone number, and there's no customer support to help.