Co-operative Bank

User Experience Report

Report Date

This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.

Highlights trends and insights

Helps you understand what matters most

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Co-operative Bank

Top Insights This Week

This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.
It highlights trends and insights to help you understand what matters most.
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All Insights

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TOP INSIGHTS

A weekly roundup of Co-operative Bank's key feedback

1

Frequent Updates

Many users are frustrated with the app's frequent update requirements, which disrupt their ability to use the app smoothly. Approximately 15% of users have mentioned this issue, indicating a significant inconvenience for regular users.

The app constantly asks for updates, making it hard to use without interruptions.

2

Login Issues

Users report difficulties with logging in, often due to problems with OTP codes or biometric authentication. This affects around 10% of users, causing frustration and hindering access to their accounts.

Logging in is a hassle, with OTP codes often failing to work.

3

Limited Features

Some users feel the app lacks modern features compared to competitors, such as the ability to freeze cards or set up standing orders. This affects about 8% of users who expect more comprehensive functionality.

The app doesn't allow me to freeze my card or set up standing orders like other banking apps.

4

Transaction Delays

There are complaints about delays in transaction processing, particularly with money transfers. Approximately 5% of users experience this issue, leading to uncertainty about transaction success.

Transfers to other accounts take too long, making me unsure if they went through.

COMPETITORS ANALYSIS

Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse

#1 USERS CHOICE

Barclays Mobile Banking
Barclays Mobile Banking is highly praised for its user-friendly interface, reliability, and comprehensive features that make managing finances easy. Users appreciate the app's smooth performance and the helpful customer service, although some have experienced issues with updates and specific functionalities.

#2 RUNNER UP

Co-operative Bank
The Co-operative Bank app receives mixed feedback, with many users praising its ease of use, fast transactions, and comprehensive features. However, some users report issues with frequent updates, login problems, and high transaction fees, indicating room for improvement.

#3 Straggler

Capitol Federal True Blue® Banking
Capitol Federal True Blue® Banking is generally well-received for its straightforward and efficient banking services. Users appreciate the app's reliability and ease of use, although some have encountered occasional technical issues and wish for more advanced features.
Competitors Analysis
Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse.
Barclays Mobile Banking
#1 Users Choice
Barclays Mobile Banking is highly praised for its user-friendly interface, reliability, and comprehensive features that make managing finances easy. Users appreciate the app's smooth performance and the helpful customer service, although some have experienced issues with updates and specific functionalities.
Co-operative Bank
#2 Runner-up
The Co-operative Bank app receives mixed feedback, with many users praising its ease of use, fast transactions, and comprehensive features. However, some users report issues with frequent updates, login problems, and high transaction fees, indicating room for improvement.
Capitol Federal True Blue® Banking
#3 Straggler
Capitol Federal True Blue® Banking is generally well-received for its straightforward and efficient banking services. Users appreciate the app's reliability and ease of use, although some have encountered occasional technical issues and wish for more advanced features.

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Nuggets

Major Highlights of the Week

Frequent Updates
The app requires users to update it frequently, causing inconvenience and hindering functionality during urgent transactions. A user expressed frustration about needing to update the app almost every time they open it.
This nonsense of updating the app every time should stop...five times a week!!!!!!!
Login Issues
Users face difficulties logging in, with some experiencing repeated prompts for credentials and others encountering errors despite correct inputs. One user mentioned being unable to log in as the app keeps saying 'No Internet' despite having a connection.
After updating, I can't sign in as it keeps telling me 'No Internet'.
Biometrics Problems
The app's biometric login feature is unreliable, with users unable to set it up or experiencing issues with its functionality. A user reported that the app does not allow them to register their fingerprint due to a dormant code entry field.
The App keeps crashing when I press the back button, I can't add my fingerprint because the code entry is dormant.
Transaction Delays
Transactions, especially those involving M-PESA, often fail or take multiple attempts to succeed, causing user frustration. A user noted that transactions to M-PESA frequently fail, requiring up to five attempts to complete.
When transacting bank to M-PESA, I keep getting error messages and the transaction fails.
High Transaction Fees
Users are dissatisfied with the high transaction fees, which they find excessive compared to other banking apps. One user highlighted the high cost of sending money, stating it was 'very crazy' to be charged 28 bob to send 200.
It charges a lot of money, very crazy, 28 bob to send 200?
OTP and Security
The app's OTP process is cumbersome, with delays and errors in receiving or entering codes, impacting user experience. A user expressed frustration with the OTP process, stating it was a pain and often delayed.
The OTP process was a pain, logged out and logged in again successfully.
Nuggets

Major Highlights of the Week

Everything you need to know about user experience
Frequent Updates
The app requires users to update it frequently, causing inconvenience and hindering functionality during urgent transactions. A user expressed frustration about needing to update the app almost every time they open it.
Login Issues
Users face difficulties logging in, with some experiencing repeated prompts for credentials and others encountering errors despite correct inputs. One user mentioned being unable to log in as the app keeps saying 'No Internet' despite having a connection.
Biometrics Problems
The app's biometric login feature is unreliable, with users unable to set it up or experiencing issues with its functionality. A user reported that the app does not allow them to register their fingerprint due to a dormant code entry field.
Transaction Delays
Transactions, especially those involving M-PESA, often fail or take multiple attempts to succeed, causing user frustration. A user noted that transactions to M-PESA frequently fail, requiring up to five attempts to complete.
High Transaction Fees
Users are dissatisfied with the high transaction fees, which they find excessive compared to other banking apps. One user highlighted the high cost of sending money, stating it was 'very crazy' to be charged 28 bob to send 200.
OTP and Security
The app's OTP process is cumbersome, with delays and errors in receiving or entering codes, impacting user experience. A user expressed frustration with the OTP process, stating it was a pain and often delayed.

Quotes of the week

Hear from some of the most impactful users to drive changes

Among the banking applications I use, this one performs the worst. The interface and functionality are substandard, and the app is frequently unavailable. The emphasis seems to be placed more on issuing security warnings than on delivering a smooth, reliable user experience.
Le-chevalier
Compared to Starling, and Monzo it’s years behind. Even Metro, TSB, Natwest and the Scottish banks have internet presence/apps that leave this one from the Co-op in the shade. Come on Co-Op, up your game!
CyclingMonk
The app doesn’t allow me to pay bills, when asked to connect to my bank cooperative is never there so I end up transferring to another account and paying, this is a hassle I’m seriously considering moving.
Ash MacFern

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The quotes of the week

Hear from some of the most impactful users to drive changes
Among the banking applications I use, this one performs the worst. The interface and functionality are substandard, and the app is frequently unavailable. The emphasis seems to be placed more on issuing security warnings than on delivering a smooth, reliable user experience.
Candice Wu
App Store
Compared to Starling, and Monzo it’s years behind. Even Metro, TSB, Natwest and the Scottish banks have internet presence/apps that leave this one from the Co-op in the shade. Come on Co-Op, up your game!
Kelly Williams
Google Play
The app doesn’t allow me to pay bills, when asked to connect to my bank cooperative is never there so I end up transferring to another account and paying, this is a hassle I’m seriously considering moving.
Koray Okumus
Google Play

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