Affirm: Buy now, pay over time

User Experience Report

Report Date

This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.

Highlights trends and insights

Helps you understand what matters most

Unlock all insightsSign in

Join our next webinar, no camera needed

Affirm: Buy now, pay over time

Top Insights This Week

Week of May 27th, 2025
This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.
It highlights trends and insights to help you understand what matters most.
Right-facing arrow

All Insights

Dashboard mockup

TOP INSIGHTS

A weekly roundup of Affirm: Buy now, pay over time's key feedback

1

Refund Delays

A significant number of users experience prolonged delays in receiving refunds for returned items, with some waiting months. This issue affects approximately 5% of users, causing frustration and financial strain as they continue to make payments on returned products. "I returned shoes months ago and still haven't received my refund, yet I'm forced to keep paying for them!"

I returned shoes months ago and still haven't received my refund, yet I'm forced to keep paying for them!

2

App Compatibility Issues

Users with older devices face challenges due to mandatory app updates that require newer iOS versions, effectively locking them out of the app. This affects around 3% of users, who are unable to access the app without upgrading their devices. "The mandatory update requires iOS 17, but my phone only supports up to iOS 15.8.3, leaving me unable to use the app."

The mandatory update requires iOS 17, but my phone only supports up to iOS 15.8.3, leaving me unable to use the app.

3

Identity Verification Problems

Some users report issues with identity verification, particularly in rural areas, preventing them from creating accounts. This affects about 2% of users, who are unable to access Affirm's services due to address verification failures. "I can't verify my address because I live in a rural area, and Affirm won't let me create an account."

I can't verify my address because I live in a rural area, and Affirm won't let me create an account.

4

Customer Service Frustrations

A portion of users express dissatisfaction with customer service, citing difficulties in resolving issues and lack of effective communication. This affects approximately 4% of users, who feel unsupported when facing problems with their accounts. "Customer service is unhelpful, and I can't get a direct answer to my questions."

Customer service is unhelpful, and I can't get a direct answer to my questions.

COMPETITORS ANALYSIS

Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse

#1 USERS CHOICE

Afterpay
Afterpay receives high praise for its ease of use and convenience, allowing users to make purchases without paying the full amount upfront. Users appreciate the flexibility of payment plans and the wide range of merchants available, making it a popular choice for budget-conscious shoppers.

#2 RUNNER UP

Klarna
Klarna is well-regarded for its user-friendly app and flexible payment options, allowing users to shop with ease and manage their finances effectively. However, some users report issues with app performance and customer service, which can detract from the overall experience.

#3 Straggler

Affirm: Buy now, pay over time
Affirm offers a convenient way to make large purchases with flexible payment plans, but users have mixed experiences. While some appreciate the purchasing power and ease of use, others face challenges with customer service, app updates, and inconsistent purchasing power, leading to frustration.
Competitors Analysis
Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse.
Afterpay
#1 Users Choice
Afterpay receives high praise for its ease of use and convenience, allowing users to make purchases without paying the full amount upfront. Users appreciate the flexibility of payment plans and the wide range of merchants available, making it a popular choice for budget-conscious shoppers.
Klarna
#2 Runner-up
Klarna is well-regarded for its user-friendly app and flexible payment options, allowing users to shop with ease and manage their finances effectively. However, some users report issues with app performance and customer service, which can detract from the overall experience.
Affirm: Buy now, pay over time
#3 Straggler
Affirm offers a convenient way to make large purchases with flexible payment plans, but users have mixed experiences. While some appreciate the purchasing power and ease of use, others face challenges with customer service, app updates, and inconsistent purchasing power, leading to frustration.

Start your 14-day free trial

Join 300+ companies monitoring customer experience across 80+ different sources

Learn moreBook a call

Join our next webinar, no camera needed

Nuggets

Major Highlights of the Week

Refund Delays
Customers experience prolonged delays in receiving refunds for returned items, causing financial strain as they continue to make payments on items they no longer possess. This issue is exacerbated by a lack of clear communication and resolution from customer support.
I returned shoes months ago and still haven't received my refund, yet I'm forced to keep paying for them.
Identity Theft Concerns
There are instances where users discover incorrect personal information on their accounts, suggesting potential identity theft or data mishandling. This raises significant security concerns as users receive notifications about debts they did not incur.
I never had this app but kept getting messages about owing money, and found all my personal info was wrong.
Mandatory Update Issues
The app's mandatory updates exclude users with older devices, forcing them to upgrade their hardware to continue using the service. This requirement alienates a segment of the user base who are unable or unwilling to purchase new devices.
I can't use the app anymore because the mandatory update requires iOS 17, which my phone doesn't support.
App Functionality Failures
Users report frequent app errors and loading issues, hindering their ability to manage payments and access services. This unreliability drives users to consider alternative services with more stable applications.
The app consistently has errors and won't load, making it impossible to manage payments.
Address Verification Problems
Users in rural areas face difficulties in account setup due to address verification failures, despite having established residences. This limitation prevents them from accessing Affirm's services, highlighting a need for improved verification processes.
I can't get an account because my rural address can't be verified, even though I've lived here for years.
Unresolved Disputes
Customers face challenges in resolving billing disputes, with Affirm and merchants deflecting responsibility. This lack of accountability results in users being charged for incorrect amounts, affecting their financial standing.
I was overcharged for a Priceline deal, and neither Affirm nor Priceline will resolve the issue.
Nuggets

Major Highlights of the Week

Everything you need to know about user experience
Refund Delays
Customers experience prolonged delays in receiving refunds for returned items, causing financial strain as they continue to make payments on items they no longer possess. This issue is exacerbated by a lack of clear communication and resolution from customer support.
Identity Theft Concerns
There are instances where users discover incorrect personal information on their accounts, suggesting potential identity theft or data mishandling. This raises significant security concerns as users receive notifications about debts they did not incur.
Mandatory Update Issues
The app's mandatory updates exclude users with older devices, forcing them to upgrade their hardware to continue using the service. This requirement alienates a segment of the user base who are unable or unwilling to purchase new devices.
App Functionality Failures
Users report frequent app errors and loading issues, hindering their ability to manage payments and access services. This unreliability drives users to consider alternative services with more stable applications.
Address Verification Problems
Users in rural areas face difficulties in account setup due to address verification failures, despite having established residences. This limitation prevents them from accessing Affirm's services, highlighting a need for improved verification processes.
Unresolved Disputes
Customers face challenges in resolving billing disputes, with Affirm and merchants deflecting responsibility. This lack of accountability results in users being charged for incorrect amounts, affecting their financial standing.

Quotes of the week

Hear from some of the most impactful users to drive changes

Affirm has been a lifesaver, allowing me to make purchases with flexible payment plans. It's easy to use, and I appreciate the clear terms and no hidden fees.
BIGMECCA
Week of May 27th, 2025
The app is user-friendly and makes it easy to manage payments. However, the mandatory updates that exclude older iOS versions are frustrating, as they lock out users with older phones.
Reddog4115
Week of May 27th, 2025
While Affirm offers great payment options, the app's recent issues with errors and loading have made it difficult to manage payments. There are other services with functioning apps that I'll consider using instead.
N2Hams
Week of May 27th, 2025

Start your 14-day free trial today

Join the 300+ companies monitoring customer experience

Chat to salesGet started

Join our next webinar, no camera needed

Start your 14-day free trial today.

The quotes of the week

Hear from some of the most impactful users to drive changes
Affirm has been a lifesaver, allowing me to make purchases with flexible payment plans. It's easy to use, and I appreciate the clear terms and no hidden fees.
Candice Wu
App Store
The app is user-friendly and makes it easy to manage payments. However, the mandatory updates that exclude older iOS versions are frustrating, as they lock out users with older phones.
Kelly Williams
Google Play
While Affirm offers great payment options, the app's recent issues with errors and loading have made it difficult to manage payments. There are other services with functioning apps that I'll consider using instead.
Koray Okumus
Google Play

Discover Anecdote’s all-in-one customer experience platform

Search through all your feedback, instantly

Type in anything, and find what you need in your feedback—complete with relevant tickets, citations, and AI-summaries.

Search for product issues and validate hypotheses.

Receive an AI summary, relevant tickets, sentiment and more.

Explore

Use AI to automate and prioritize your feedback analysis

Analyze your feedback with our market leading LLM, generate clear AI summaries, and prioritize burning issues.

Transform feedback into actionable trends and categories.

Use AI to turn feedback into impactful business actions.

Explore

Send surveys and analyze them with AI

Quickly launch AI-powered surveys right in your product, on WhatsApp, or through email, and get real-time AI insights on the results.

Whatsapp logo
Gmail logo
SDK

Reduce time to action with quick, actionable AI insights from your surveys.

Analyze all your customer feedback, including surveys, in one place.

Explore

Segment feedback from your company in charts and summaries

Turn feedback into clear, easy-to-read dashboards that help your team make better decisions, break down silos, and respond faster.

Easily deep-dive into feedback from support, products, branch, and stores.

Share feedback dashboards to your team that update in real-time.

Explore

Benchmark your company's feedback against your competitors

Unify and analyze public competitor feedback to benchmark against their performance.

Learn from competitors' strengths and avoid their mistakes.

Create monthly SWOT comparisons.

Explore

Stay on top of your feedback with alerts

Set up email or Slack alerts for specific customer issues, bugs, VoC reports, or queries like legal mentions and late deliveries. Route these to the right team the same day they're reported.

Gmail logo

Improving customer satisfaction with faster response times.

Identify and address emerging risks more swiftly.

Explore